Never having made a claim before I didn't know what to expect. I was very pleasantly surprised at the level of service and personal attention OpenTrack provided. I was contacted several times during the process by none other than one of the founders of the company!
Thank you for the great customer service you have provided. I do not plan on needing it again, once in 11 years is more than enough. But this is a great lesson for why you have insurance - for events beyond your control. I am a willing reference if you ever need one!
I’m writing to express my gratitude for the excellent claims service we received after our accident at the track. The response and follow up was simply outstanding. It’s nice knowing that we are dealing with a broker and an insurance company that keep their promises.
Complete Protection Track day insurance coverage for both your car and your actions. The track day rush should come from your speed, not your financial risk.
Physical Damage Insurance
Coverage for Your Car: On track insurance if you crash your own car at track day or HPDE events.
Sample Physical Damage Policy
Liability Insurance
Coverage for Your Actions: Financial protection if you harm someone else or their property; including track property.
Sample Liability Policy
How Often Do You Drive on Track?
"I only drive a few times a year"
On-Demand Daily Insurance
Pay for track day insurance coverage only when you need it. Perfect for casual drivers tracking only a few times per year. Covers any non-competition HPDE or track day event (sanctioned or unsanctioned).Benefits
- You choose: 1, 2, 3 or 4 day coverage
- Pay for only the days that you need
- Quick, easy, on-demand track day insurance
"I drive more than 8 times a year"
12-Month Unlimited Insurance
Unlimited on-track insurance policy at one competitive annual premium. Designed for high-valued cars, supercars & exotics. Covers any non-competition track day event (sanctioned or unsanctioned).Benefits
- 12-month continuous coverage
- Unlimited use insurance policy at one annual premium
- Optional Canada & International coverage
What's Covered
All Cars
Street-licensed cars and non-licensed track cars.
Stated Value
A stated value basis to insure that your vehicle is insured for the appropriate value.
Modifications
Modifications you've made to your car.
Additional Drivers
Additional drivers at no additional charge.
HPDE Instructor Coverage
Your instructor if he/she drives your car for demonstration laps.
Liability
On-track financial protection if you harm someone else or their property.
Radically Different Track Day Insurance
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Others |
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Built For
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Supercars & Exotics | Lower Valued Cars |
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Term
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Annual or Daily On-Demand | Per Event |
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Coverage
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Physical Damage & Liability | Physical Damage Only |
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Claims Attention
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Founder Oversight | Hired Employee |
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Use
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Unlimited Track Time | Valid Only at Registered Events |
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Vehicle Value
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Up to $500,000 | Capped at $150,000 |
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Underwriting
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Not Needed | Accident & Loss History |
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Track Transfer
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Automatic at 70+ Tracks | Not Available |
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Approved Events
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All Non-Competition | Sanctioned Only |
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Event Registry
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Not Required | Required |
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International Coverage
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Available | Not Available |
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Next Step
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Instant Quote | ... |
User-Friendly Technology... combined with incredible service.
Track day & HPDE insurance as technically advanced as your vehicle. All your car and driver information in one place. Fast on-demand policy purchasing. Pain-free white glove claim service.
Legendary Claims Reputation Our track record speaks for itself.
Rapid Response
We'll keep you in the loop with prompt communication every step of the way.
Paperless Process
Quickly and easily file your claim online. Receive status updates on your account dashboard.
Your Car, Your Shop
Use your favorite shop or have us tap into our network of exotic car experts for recommendations.
Founder Oversight
Claims service is the foundation of OpenTrack. Our founders oversee every claim.